Privacy Statement
| FACTS | WHAT DOES COMMUNITY SAVINGS DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Savings chooses to share; and whether you can limit this sharing |
| Reasons we can share your personal information | Does Community Savings share? | Can you limit this sharing? | ||
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No | ||
| For our marketing purposes— to offer our products and services to you |
Yes | No | ||
| For joint marketing with other financial companies | Yes | No | ||
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We Don’t Share | ||
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We Don’t Share | ||
| For affiliates to market to you | No | We Don’t Share | ||
| For non–affiliates to market to you | No | We Don’t Share | ||
| Questions? | If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:
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| Who we are |
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| Who is providing this notice? | Community Savings | |||
| What we do |
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| How does Community Savings protect my personal information? | To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. | |||
| How does Community Savings collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for mor on your rights under state law. |
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| Definitions | ||||
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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| Nonaffiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other Important Information |
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| For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization. |
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Text Messaging Programs. Notwithstanding any other provision of this Privacy Notice, Community Savings will not share, sell, or disclose mobile telephone numbers, SMS opt-in data, or any information collected through our text messaging programs to third parties or affiliates for marketing or promotional purposes.”
Location Data. Location Data may be collected and used for certain application and website functionality.