Current Rates

Rates are effective as of 03/29/24.
Rates Subject to Change Without Notice.
View Business Banking Rates

Certificates of Deposit

TermMinimum Opening
Balance
Minimum Balance
To Obtain APY*
Interest
Rate
APY*
91 Day$1,000 $1,0001.00%1.00%
6 Month$1,000 $1,0001.49%1.50%
12 Month$1,000 $1,0005.35%5.50%
18 Month$1,000 $1,0002.23%2.25%
24 Month$1,000 $1,0002.27%2.30%
36 Month$1,000 $1,0002.32%2.35%
48 Month$1,000 $1,0001.98%2.00%
60 Month$1,000 $1,0001.98%2.00%
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Savings and Checking Accounts

ProductMinimum Opening
Balance
Minimum Balance
To Obtain APY*
Interest
Rate
APY*
Money Market0.15%
Money Market$10,000 $10K - $24,9990.20%0.20%
Money Market$10,000 $25k - $49,9990.20%0.20%
Money Market$10,000 $50k - $99,9990.23%0.23%
Money Market$10,000 $100k - $249,9990.25%0.25%
Money Market$10,000 $250,000 +0.27%0.27%
My Choice Savings$25$10.15%0.15%
My Super Savers$1$10.15%0.15%
Club Accounts$5$50.20%0.20%
High Yield Savings$25$14.88%5.00%
My Elite Checking$50$7500.15%0.15%
My Elite Checking$50$1,5000.15%0.15%
My Elite Checking$50$5,0000.15%0.15%
My Elite Checking$50$10,0000.15%0.15%

Individual Retirement Account

TermMinimum Opening
Balance
Minimum Balance
To Obtain APY
Interest
Rate
APY*
18 Month (w/Checking)$250$2505.07%5.20%

 

Community Savings does not provide tax advice. Consult your tax professional for IRA rules and tax implications. Certain restrictions apply.

 

* Annual Percentage Yield – APY Annual Percentage Yields (APYs) are accurate as of date stated above. Minimum deposit to open account and minimum balance to obtain APY indicated in table. CDs are subject to penalty for early withdrawal. Fees on deposit accounts may reduce earnings. Rates are subject to change at any time.