MyChoice Mortgages

Our customers live in their dream homes. Do you?

Buying a home is one of the biggest and most important purchases we'll make in a lifetime. At Community Savings, we've been helping individuals and families achieve their dream of owning a home for over 100 years.

We know that your home purchase is a unique and personal experience and we're here to help you every step of the way. You can truly have your home...your way. 

We offer competitive rates and flexible terms and conditions, plus great conveniences like Automatic Payment which means you never have to worry about missing a due date or making late payments. 

Have questions? You're not alone. Look below for answers to the home loan questions we hear most often.

  • What is the first thing I should do when shopping for a new home?
    Get pre-approved! You will have much more negotiating power when you shop as a pre-approved buyer.
  • What is the interest rate for my mortgage loan?
    Interest rates change every day. Please contact one of our helpful loan specialists for today's rate.
  • When I apply for a loan, what costs do I pay up front?
    When applying for a loan at Community Savings, we collect for the cost of the appraisal at the time of application.
  • How long will it take to get my loan?
    Generally, we give you a decision regarding your application within one day. The average time from date of application to date of closing is three weeks.
  • Which loan is best, a fixed rate or a variable rate mortgage?
    When it comes to home mortgages, one size does not fit all. Our knowledgeable, experienced lenders will assist you in finding the perfect financing solution for your individual needs. 

NMLS# 812294


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