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"It's very important for me to deal with a local bank with friendly, local people. As a contractor, I love Community Savings' MyChoice construction loan program."
Jim Sholtis
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DEPOSIT RATES (Effective date: 3/9/2010)
| Term |
Min.
Opening Balance |
Min. Balance
to obtain APY |
APR * |
APY ** |
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| | Certificates |
| 91 Days |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| 91 Days |
$10,000.00 |
$10,000.00 |
0.50% |
0.50% |
| 6 Months |
$1,000.00 |
$1,000.00 |
0.75% |
0.75% |
| 6 Months |
$10,000.00 |
$10,000.00 |
0.75% |
0.75% |
| 12 Months |
$500.00 |
$500.00 |
1.18% |
1.18% |
| 12 Months |
$10,000.00 |
$10,000.00 |
1.43% |
1.44% |
| 18 Months |
$500.00 |
$500.00 |
1.23% |
1.23% |
| 18 Months |
$10,000.00 |
$10,000.00 |
1.48% |
1.49% |
| 24 Months |
$500.00 |
$500.00 |
1.33% |
1.33% |
| 24 Months |
$10,000.00 |
$10,000.00 |
1.58% |
1.59% |
| 36 Months |
$1,000.00 |
$1,000.00 |
1.62% |
1.63% |
| 36 Months |
$10,000.00 |
$10,000.00 |
1.87% |
1.88% |
| 48 Months |
$1,000.00 |
$1,000.00 |
1.94% |
1.95% |
| 48 Months |
$10,000.00 |
$10,000.00 |
2.19% |
2.21% |
| 60 Months |
$1,000.00 |
$1,000.00 |
3.17% |
3.22% |
| 60 Months |
$10,000.00 |
$10,000.00 |
3.37% |
3.42% |
| | Special Offer (w/ checking account) |
| 12 Months |
$10,000.00 |
$10,000.00 |
1.87% |
1.88% |
| | Savings/Checking Accounts |
| Passbook |
$5.00 |
$1.00 |
0.30% |
0.30% |
| Checking |
$5.00 |
$1.00 |
0.00% |
0.00% |
| Silver Savers |
$1.00 |
$1.00 |
0.30% |
0.30% |
| Club Accounts |
$5.00 |
$5.00 |
0.45% |
0.45% |
| NOW |
$5.00 |
$750.00 |
0.15% |
0.15% |
| SuperNOW |
$5.00 |
$1,500.00 |
0.25% |
0.25% |
| SuperNOW |
$5.00 |
$5,000.00 |
0.35% |
0.35% |
| SuperNOW |
$5.00 |
$10,000.00 |
0.55% |
0.55% |
| | Individual Retirement Account |
| 18 Months |
$250.00 |
$250.00 |
1.87% |
1.88% |
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* Annual Percentage Rate - APR
** Annual Percentage Yield - APY
Annual Percentage Yields (APYs) are accurate as of date stated above. Minimum deposit to open account and minimum balance to obtain APY indicated in table. CDs are subject to penalty for early withdrawal. Fees on deposit accounts may reduce earnings. Rates are subject to change at any time. |
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Certificate of Deposit (CD)
Type of deposit account with both a fixed term and rate of interest. CDs typically automatically renew. |
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